Why Assurance Matters — Even in a Brand New Luxury Apartment

“It’s Brand New — What Could Go Wrong?”

It’s a common belief among homebuyers: if the property is new, especially from a reputed developer, there’s nothing to worry about. The fittings are flawless, the construction is fresh, and everything just works. Or so it seems — until a small leak appears, or a cabinet comes loose, or the ceiling paint begins to bubble.

Even luxury homes are not immune to flaws, wear, and time. Which is why Assurance isn’t just a nice-to-have — it’s essential.

The Limits of Warranties and Guarantees

Most developers offer a standard 1- to 5-year warranty for structural and construction-related issues. Some cover internal plumbing or electricals for a year or two. But these protections are limited in both scope and duration.

 

What happens if:

• There is an unfortunate fire In the premises in Year 2 causing the ceiling to cave in and destroys your contents and interiors completely
• Burglary happens when you are vacationing with family, break in through the windows and also damage some of your valuable white goods and furnishings
• There is an earthquake in Year 7 causing some cracks and making the residence unsafe to use

In most cases, you bear the cost — and the hassle. Traditional home insurance may not cover structural concerns or offer holistic protection. And developer support may no longer be available.

There may be no one to call who can take over the entire process and provide emergency support and logistics while you come to terms with the situation.

 

The House of Amber Difference: Long-Term Assurance

We’ve designed our Assurance offering specifically for the realities of high-value homeownership. It’s not just insurance — it’s structured protection for the most important parts of your home and lifestyle.

Here’s what we bring to the table:

• Structural assurance for up to 10 years
• Coverage for interior damages to furnishings, white goods, and fit-outs
• Protection for rental income loss, in case your property becomes unliveable due to damage
• Assistance for reconstruction or major repairs
• Seamless, guided support via our in-house concierge
• Emergency Logistic Support through our team of experts to help you handle the crisis.

This isn’t a one-size-fits-all policy — it’s a curated layer of protection designed to ensure that your asset continues to deliver value and confidence over time.

 

Assurance = Asset Confidence

For HNIs and discerning buyers, the home is more than a dwelling — it’s often:

• A long-term investment
• A symbol of lifestyle and achievement
• A multi-generational asset

When something goes wrong, you don’t just lose money — you lose time, peace of mind, and often reputation with tenants or guests. Our Assurance solutions help you avoid that spiral altogether.

 

Designed for Today’s Premium Buyer

Whether you’re residing in your home, letting it out, or keeping it ready for family visits, risk is real — and often underestimated.

By partnering with leading carriers , tapping into a high-touch service model, and understanding the nuances of premium homes, House of Amber provides more than a policy. We offer a safety net — structured, smart, and always just a call or a press of a button away.

 

In Summary

A new apartment may be ready for you — but is it ready for the years ahead?

With House of Amber’s long-term Assurance offering, you move in with more than keys. You move in with confidence, coverage, and commitment — for the journey ahead.